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Mortgage in Spain for UK citizens

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Mortgage in Spain for UK citizens, is it possible?

The short answer is yes. 

It is possible for UK citizens to obtain a mortgage in Spain. There are a number of lenders in Spain who offer mortgages to foreign citizens, including UK citizens. However, it is important to note that the process and requirements for obtaining a mortgage in Spain may be different than in the UK. As such, it is important to research the specifics of the process before applying for a mortgage in Spain.

When considering the applicant, Spanish mortgages are divided into mortgages for residents and mortgages for non-residents. A UK citizen can fall into both categories. So, understanding your particular circumstances is the first step to asses your possibilities. 

Power of attorney document

We can help you your mortgage in Spain as a UK citizen.

Getting a mortgage in Spain can be costly and time-consuming if you reside in the United Kingdom. There are legal and tax implications that you need to consider.

At Ignitius we have the right legal expertise in the Spanish property system and regulations. We can assist you throughout the process: from applications for fiscal personal identification numbers (NIE in Spain), to advice on finance, including mortgages or preparation of powers of attorney.

Do you need to get a mortgage in Spain for UK citizens?

At IgnitIUS we guide you through the process and give you all the advice you require. We’ll set up the appointment with the notary and make you you have the paperwork ready.